BUY NOW PAY LATER WITH
Shop Pay: Discover the Benefits and How It Works
NOW, WHEN YOU CHOOSE SHOP PAY AT CHECKOUT, YOU CAN SPLIT YOUR PURCHASE INTO 4 EQUAL, 0% INTEREST INSTALLMENT PAYMENTS—WITH NO ADDITIONAL, HIDDEN, OR LATE FEES.*
How does Shop Pay work?
Checkout process using Shop Pay
When you use Shop Pay you are taken to the order review page to check out. After authorizing the purchase, you will receive a six-digit code by text or email. After you enter the code on the checkout page, the order will be processed.
When you return to make another purchase using the same device, Shop Pay can remember your information without having to verify yourself again.
You can change your Shop Pay account information and opt out of Shop Pay at any time.
What is the option to pay in installments on shop pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR interest, no hidden or late fees, and checking eligibility has no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
Which payment methods are acccepted if I use the option to pay in installments on shop pay?
The installments option on Shop Pay is available on debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.